Services

Personal Loan.

قرض شخصي

Profile review, documentation guidance and application follow-up — so your personal financing enquiry reaches the bank complete and clear.

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Eligibility, rates, terms and approval are subject to the policies and final assessment of the relevant financial institution.

What support includes.

Everything between your first question and the bank's decision.

Profile review We look at your income, existing commitments, DBR and credit position before anything is submitted.
Documentation guidance A clear checklist of what the bank will ask for, and help getting it in order.
Suitable options Available financing routes considered against your eligibility — not a one-size-fits-all product.
Application follow-up We stay with the file while the bank reviews it and keep you informed at each stage.
An Ertiqaa advisor reviewing documents on a tablet

Commonly requested documents.

Requirements vary by bank and by profile. These are the usual starting points.

  • Emirates ID
  • Passport and residence visa
  • Salary certificate or employment letter
  • Recent bank statements
  • Existing liabilities and commitments
  • Any other supporting documents requested

Stuck because of AECB?

High DBR, low eScore, past delays or returned cheques?

We review the position, pinpoint the problem and lay out the available options before you apply.

See how we handle credit cases

Good to know.

Does submitting an enquiry guarantee approval?

No. Eligibility, rates, terms and approval depend on the policies and final assessment of the relevant institution.

How long can a personal loan application take?

Timelines vary by institution, documentation completeness and your circumstances. Complete documents are the biggest factor you control.

Can you help if I already have loans?

Yes. Existing commitments affect your DBR; we review the position first and lay out the options that remain open.

Ready when you are.

Tell us your basic requirement and we'll take it from there.

Start your enquiry Call +971 52 654 1242